If you are looking at getting into the Vancouver housing market and purchase real estate, watch the steps every first time home buyer and buyers should know.
Step 4: Subject Removal ✓
Continue reading “First Time Home Buyers Step 4 – Subject Removal”
If you are looking at getting into the Vancouver housing market and purchase real estate, watch the steps every first time home buyer and buyers should know.
Step 3: Writing An Offer ✓
Continue reading “First Time Home Buyers Step 3 – Writing An Offer”
If you are looking at getting into the housing market and purchase real estate, watch the steps every first time home buyer and buyer should know.
Step 1 : The pre-approval process ✓
Continue reading “First Time Home Buyers Step 1 – Pre-Approval”
In this episode of “Fixed and Variable Rates Explained” Greater Vancouver and Coquitlam Realtor Krista Lapp and Vancouver Mortgage Broker Evangeline Villanueva address the answer to the most common question about fixed and variable rates: what is the difference?
In this episode of “Who Gets the Best Rate” Realtor Krista Lapp and Mortgage Broker Evangeline Villanueva provide information about who provides the best rates and what factors determine and affect rates.
In this episode of “To Lock In or Not” Realtor Krista Lapp and Mortgage Broker Evangeline Villanueva discuss the benefits of keeping a variable rate and how it will save you money in the short-run as well as the long-run.
In this episode of “What is the mortgage stress test”, Coquitlam Realtor Krista Lapp and Mortgage Broker Evangeline Villanueva share what the Mortgage Stress Test is and its impact on buyers’ purchasing power.
You’ll learn:
🔹What the mortgage stress test is
🔹Who the stress test affects
🔹How the stress test impacts borrowers
With the current crazy Greater Vancouver housing market it has never been as stressful to purchase a house. Complicating matters, mortgage rules and regulations are as strict as they’ve ever been – the federal government has tightened up mortgage rules five times since the US housing market collapse in 2008/09.
Continue reading “The Importance of Talking to Your Mortgage Specialist First!”