Vancouver Mortgage Broker Evangeline Villanueva provides information about the new stress test benchmark rate and what this means to borrowers.
If you are looking at getting into the housing market and purchase real estate, watch the steps every first time home buyer and buyer should know.
Step 1 : The pre-approval process ✓
In this episode of “Fixed and Variable Rates Explained” Greater Vancouver and Coquitlam Realtor Krista Lapp and Vancouver Mortgage Broker Evangeline Villanueva address the answer to the most common question about fixed and variable rates: what is the difference?
In this episode of “Who Gets the Best Rate” Realtor Krista Lapp and Mortgage Broker Evangeline Villanueva provide information about who provides the best rates and what factors determine and affect rates.
In this episode of “To Lock In or Not” Realtor Krista Lapp and Mortgage Broker Evangeline Villanueva discuss the benefits of keeping a variable rate and how it will save you money in the short-run as well as the long-run.
In this episode of “Difference Between Possession & Completion Date” Realtor Krista Lapp and Mortgage Broker Mortgage Broker Evangeline Villanueva clarify what the possession date means and what the steps are leading up to completion (funding).
In this episode of “What is a Portable Mortgage” Realtor Krista Lapp and Mortgage Broker Evangeline Villanueva discuss what the portability feature is and what the main benefits are for porting your mortgage.
🔹What does porting your mortgage mean?
🔹What are the benefits of porting a mortgage?
🔹Should a first time home buyer look into the portability feature?
In this episode of “What is the mortgage stress test”, Coquitlam Realtor Krista Lapp and Mortgage Broker Evangeline Villanueva share what the Mortgage Stress Test is and its impact on buyers’ purchasing power.
🔹What the mortgage stress test is
🔹Who the stress test affects
🔹How the stress test impacts borrowers
In this episode of “Are you considering purchasing a home? ” Coquitlam and Greater Vancouver Realtor Krista Lapp and Mortgage Broker Evangeline Villanueva share when it is the best time to speak to a Mortgage Broker and why this is an important step to be done before beginning a property search.